How to Share a Credit Card
My very first credit card was a joint account with my mom. It worked out perfectly for me. I'd make charges and she'd pay the bill. We never talked about...
 
Why Opting-Out May Not Be Smart
The Citibank interest rate increases are pretty bad. About Credit/Debt Management readers have reported doubled and nearly tripled rates. It's absurd, but cardholders are left with few options: try to...
 
Now's the Time for Layaway to Make a Comeback
Remember layway? It's the polar opposite of store credit. You pick out your merchandise, then make payments on it before you take it home. Then, after you've completely paid for...
 
Citibank Credit Cards Will Get Higher Interest Rates
If you have a Citibank credit card watch out for an interest rate increased notice with your next billing statement. Though Citigroup, the bank servicing Citibank credit cards, promised it...
 
$1500 for Credit Repair? You Can Do it For FREE!
Today I saw a press release from a company offering credit repair services for $1,500. Look at what Credit Restoration Consultants claims they can do for you: Credit Restoration Consultants is...
 
How Not to Get a Free Credit Report
Discover Magazine's blog features one consumer's story of clicking a random "free credit report" search result and ultimately ended up getting charged hundreds of dollars for the report and some...
 
The Big List of Affordable Gift Ideas
If you want to stay out of credit card debt this holiday season, you're going to need some affordable gift ideas. Well, I've scoured the About.com network and found a...
 
What Influences Your Credit Score
Your credit score is a pretty important number. Not only does it determine whether you get a credit card or loan, it also influences your ability to buy a house,...