When Will That Bad Entry Fall Off My Credit Report
A negative credit report entry is simply undesirable. Even though your credit can improve despite negative entries, you don't necessarily want future creditors and lenders to know you were...
 
What's Your Credit or Debt Resolution?
2009 is just a few days away and you know what that means. New Year's Resolutions! I think given the economy a lot of people aren't in the mood for...
 
Responding to a Credit Limit Cut
I was taught that it wasn't good manners to take back something after you'd already given it to someone. Apparently, the people running the big credit card companies weren't taught...
 
Best Credit and Debt Articles of 2008
The new year is here and well underway. Before we got too far into the year, I thought I'd share a few of the top Credit and Debt Management articles...
 
How Much Will You Save With a Balance Transfer?
If you want to pay off your credit card balance at a lower interest rate and your card issuer won't give you one, a balance transfer might be a good...
 
FTC To Change Consumers' Credit Bureau Complaint Process
The Federal Trade Commission (FTC) recently released a report that details the credit bureau complaint process for consumers after they've submitted a credit report dispute. According to the FTC, the...
 
GM Makes it Easier to Get a Car Loan
GMAC, the financing-arm of GM, recently announced it would be lowering the minimum credit score requirement for an auto loan to 621. The decision comes after the company was approved...
 
Debt Declines for the First Time Ever
A recent Federal Reserve report shows that American's debt shrank for the first time since it began tracking data about debt in 1951. Credit card debt went down, but very...