Responding to a Credit Limit Cut
I was taught that it wasn't good manners to take back something after you'd already given it to someone. Apparently, the people running the big credit card companies weren't taught...
 
Best Credit and Debt Articles of 2008
The new year is here and well underway. Before we got too far into the year, I thought I'd share a few of the top Credit and Debt Management articles...
 
What's Your Credit or Debt Resolution?
2009 is just a few days away and you know what that means. New Year's Resolutions! I think given the economy a lot of people aren't in the mood for...
 
Start the New Year With a Budget
The best thing about a new year is that you have a good reason to create new habits - like using a budget. If you didn't use a budget in...
 
Unfair Credit Card Practices Rules Proposed By Feds
Today, the Federal Reserve will vote on a series of rules that will make a major impact on your relationship with credit card issuers. In May, the Federal Reserve proposed...
 
How Much Will You Save With a Balance Transfer?
If you want to pay off your credit card balance at a lower interest rate and your card issuer won't give you one, a balance transfer might be a good...
 
FTC To Change Consumers' Credit Bureau Complaint Process
The Federal Trade Commission (FTC) recently released a report that details the credit bureau complaint process for consumers after they've submitted a credit report dispute. According to the FTC, the...
 
When Will That Bad Entry Fall Off My Credit Report
A negative credit report entry is simply undesirable. Even though your credit can improve despite negative entries, you don't necessarily want future creditors and lenders to know you were...