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FTC To Change Consumers' Credit Bureau Complaint Process
The Federal Trade Commission (FTC) recently released a report that details the credit bureau complaint process for consumers after they've submitted a credit report dispute. According to the FTC, the... Responding to a Credit Limit Cut
I was taught that it wasn't good manners to take back something after you'd already given it to someone. Apparently, the people running the big credit card companies weren't taught... When Will That Bad Entry Fall Off My Credit Report
A negative credit report entry is simply undesirable. Even though your credit can improve despite negative entries, you don't necessarily want future creditors and lenders to know you were... Best Credit and Debt Articles of 2008
The new year is here and well underway. Before we got too far into the year, I thought I'd share a few of the top Credit and Debt Management articles... GM Makes it Easier to Get a Car Loan
GMAC, the financing-arm of GM, recently announced it would be lowering the minimum credit score requirement for an auto loan to 621. The decision comes after the company was approved... Unfair Credit Card Practices Rules Proposed By Feds
Today, the Federal Reserve will vote on a series of rules that will make a major impact on your relationship with credit card issuers. In May, the Federal Reserve proposed... What's Your Credit or Debt Resolution?
2009 is just a few days away and you know what that means. New Year's Resolutions! I think given the economy a lot of people aren't in the mood for... Debt Declines for the First Time Ever
A recent Federal Reserve report shows that American's debt shrank for the first time since it began tracking data about debt in 1951. Credit card debt went down, but very...